Cobra Replacement

Are you looking for a COBRA replacement? With so many people in between jobs right now, health care coverage is a major concern for many. Some choose to extend health care coverage from their former job through the COBRA plan. However, those benefits do not last very long and come at very high premium rates. Some people find they cannot afford to extend health care coverage from a former job due to the high rates. All of this comes together to explain why more and more people are looking to replace their COBRA coverage was something more affordable. Blue Cross Blue Shield of Florida offers many plans for individuals and families looking for health care coverage. It is usually much more affordable than COBRA.

For those hoping to get healthcare coverage in their next job, it is important to maintain coverage in between jobs. If you have any pre-existing conditions and leading insurance lapse, getting proper coverage for that pre-existing condition in next job can be extremely difficult. Getting a COBRA replacement will help you maintain coverage without breaking your budget. As a leading insurance company in Florida, Blue Cross Blue Shield of Florida offers many affordable solutions for those in between jobs. Some people choose to get a temporary policy while others choose to purchase individual or family healthcare plans.

Temporary health insurance policies help bridge the gap between jobs for most people. It offers comprehensive healthcare as well as catastrophic coverage. When you elect to get a temporary policy, you tell Blue Cross Blue Shield of Florida how long you want to have a policy. Some choose to get coverage for a month while others go out to a year. This helps to determine your monthly health-care premium along with your age, gender, health condition, and place of residence. These temporary policies make great options for COBRA replacement since they usually cost less.

Some people are making the leap from employer-based health insurance to purchasing their own policies. Having a policy independent from an employer indicates that your health care coverage will not lapse due to a job loss. This is great for people that have pre-existing conditions or change jobs frequently. And surprisingly, people are finding they save money with individual policies instead of group ones. What might start out as a COBRA replacement may become a permanent solution. BlueCross BlueShield of Florida is willing and ready to go to provide you with the coverage you need when you need it.