Affordable Health Insurance for Children Only
Posted on September 18, 2011 by Mark
Child only health insurance is not as readily available as it used to be. The healthcare reform bill has put many companies in a place where they can’t write policies for child-only health coverage without a parent or guardian listed as an insured on the policy with them. The new legislation requires that health insurance is given to children of all backgrounds as long as they are under the age of 19, regardless of their medical conditions or state of health. Therefore, many insurance carriers now want parents on the form to offer a way to help with the expense that often comes from covering someone without question.
The good news is that with Assurant Health insurance products, people can still get coverage for children only. Most notably, they are good for health and dental insurance and now offer accident, depending on where you live and the type of policy that you obtain. Additionally, they will work for well-care or periodic checkups and offer coverage up to $3 million lifetime maximum for hospitalization. They typically have 3 plans to choose from, ranging from as little as $50 per month for the basic plan and around $140 per month for the richer plans.
They are one of the only companies made their plans available when most other companies have left the market. They have an A rating and have been in businesses for over 100 years. This type of coverage does make it possible for you to get coverage for children only, which is important now because there are very few options for this type of coverage anymore. This is a good fixed benefit medical plan, and it works because children can be accepted by themselves without a parent on the plan. However, if the child needs better insurance coverage or has pre-existing conditions, it might be worthwhile to explore other family plans.
Be sure to take the time to explore all of the different options that you have, figure out exactly what type of insurance protection you need. We are here to help you find the right plan and do whatever it takes to provide that for your child. If that means getting a policy with yourself included, that might be the only option that you have. Otherwise, you do have a few great plan options with Assurant Health. As we all know, leaving your child uninsured is simply not an option. Get started today by “requesting a quote”.
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Health Insurance for Children in Texas – Affordable Quotes
Posted on August 31, 2011 by Mark
Texas is the second most populated state in the nation and houses some of the most groundbreaking medical centers in the country. The South Texas Medical Center and the Texas Medical Center are among the most respected medical care centers in the nation. Knowing that high quality care is nearby is important for your peace of mind, but does your child have health care coverage if such a need arises? Texas child-only health insurance can help give you that security, but unfortunately it is often difficult to find.
More and more insurance companies are doing away with their child-only plans and requiring that children be added to an adult plan. This poses a huge problem for many families. Most employers provide coverage for their workers, but adding children to the existing plan can cause premiums to skyrocket outside of the family budget. We believe in providing affordable coverage to everyone through high-quality Assurant Health plans. To help you in your search for child-only health coverage, we offer a wide range of options for maximum flexibility and budget consciousness.
For example, if you would like peace of mind but are on a tight budget, we offer some plans for as low as $50 per month. If you would like maximum coverage, we can often show you options for under $200 per month. Our representatives will work with you to ensure that you are placed in the perfect plan for your needs, and also that you understand every aspect of your coverage before you sign the agreement.
We take pride in knowing that we’re one of the few companies offering child-only health insurance in Texas. Your child’s health is one of the single most important things in your life and being able to know that they’re taken care of is vital. With our Assurant Health plans designed for kids only, we make it easy to find the coverage that other companies simply don’t offer anymore. Don’t spend another minute worrying about your child’s health care costs. We can find the perfect policy for you today. Get started by “requesting a quote” today!
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Health Insurance for Children in Missouri – Affordable Quotes
Posted on August 31, 2011 by Mark
Missouri is home to more than six million people and is known as the “Show Me State”. However, what most insurance companies in Missouri won’t show you nowadays is a health insurance policy for kids only. The absence of child-only policies can be traced back to the institution of the Health Care Reform Act. The changes stemming from this Act have gradually unfolded over time. One major change came about through the new law stating that no insurance company may deny coverage to a child with a pre-existing medical condition. As word of this change began to spread, child-only policies across the state of Missouri began to disappear.
The reason insurance companies hastened to drop child-only policies was to offset the new risks associated with insuring all children regardless of pre-existing conditions. By no longer offering child-only policies, insurance providers could require that adults have a policy through their company as well, which would help generate more revenue. This phenomenon swept through the nation, and today it is very difficult to find child-only health coverage. However, we believe that a child’s health is more important than the bottom line. This is why we continue to offer excellent fixed benefit plans through Assurant Health.
The policies aren’t only designed to give your child the health insurance they need and deserve, they are also designed with the flexibility to fit into your budget. Begin by filling out our online form, and then look over the quote you receive – the price may surprise you. But if you’re not satisfied or have questions, our friendly and professional representatives will be happy to assist you in understanding your options.
We believe in providing you with the best child-only health care policies available. Our Assurant Health plans give your child the coverage they need and the financial peace of mind that you deserve. Raising a child is hard and expensive, and the basic medical bills alone can be hard to manage. We’re here to help you overcome that hurdle and get the coverage you desire.
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Child Only Health Insurance Wyoming – Cheap Quotes
Posted on August 28, 2011 by Mark
The population in Wyoming is sparser than other states, with a majority of residents living in the urban areas such as Cody and Cheyenne. Yet there are many healthcare clinics and hospitals spread out throughout the state that offer services, so it is a good idea to look at all your options before choosing a primary care provider for your child. There is also a wide range of different types of policies to choose from. Child only health insurance Wyoming is a straightforward way to ensure that your children are covered for their routine health checkups as well as for emergency hospital visits.
It is important to investigate which child only health insurance Wyoming plans are available for enrollment if you are interested in signing up. Most providers will have a period each year during which time they accept new patients or members of the plan. If you need service immediately, you may have to shop around to find a provider that is willing to sign you up at this time. Most will be willing to take on new plan members under extenuating circumstances, such as job loss, divorce, or other life changes of this nature, so it does not hurt to ask about your options, but if you do not have the option for a state or group health open enrollment plan and you are struggling to find options for your child, rest assured we have child only options with Assurant Health, and the good thing about there plans, is that there are no open enrollment periods, get coverage year round. To determined if there plans are right for your child, request a quote today to compare there plans and view quotes.
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Child Only Health Insurance Wisconsin – Affordable Plans
Posted on August 28, 2011 by Mark
Even when children are the picture of perfect health, they still require frequent visits to a doctor for developmental checks, vaccinations, and other routine checkups. If you are a Wisconsin resident in Green Bay, Madison, or any other region of the state, you will want to be sure that your child is covered under some sort of health insurance plan. A good option for families that do not have a comprehensive group plan is child only health insurance Wisconsin. This gives children the basic level of coverage that they need to grow and thrive.
Another reason why it is a good idea to have child only health insurance Wisconsin is that children are more prone to accidents and minor illnesses, from regular play and being around other children at school or in daycare. Without insurance, visits to the doctor to repair broken bones or get antibiotics for common ailments such as strep throat can cost hundreds if not thousands of dollars. It pays to purchase a basic policy that will cover routine visits as well as emergency care, at the very least. This will help give your child the best start in life, with good health that helps him or her thrive. Even if you are struggling to find coverage for your child since Health Care Reform passed into law, we still have options available with Assurant Health, they are a leading A rated company that will still issue policies for kids on there own under age 19. Request your quote today to find out if there plans are right for your child.
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Child Only Health Insurance West Virginia – Affordable Plans
Posted on August 28, 2011 by Mark
Like neighboring Appalachian states of Virginia and Kentucky, the state of West Virginia has a wide range of options when it comes to healthcare. Whether you live in the capital of Charleston or further afield, you will need to find a provider that is able to best care for the needs of your family. Child only health insurance West Virginia is one way to ensure that your children have adequate coverage. These policies are designed to be sold individually, and to cover the cost of routine checkups as well as emergency hospital care, at the very least.
When looking at child only health insurance West Virginia, you may notice that there are government healthcare plans that seem to offer the same benefits as private plans. Medicaid is the federally funded organization that offers this type of plan. However, some major differences in private vs. public plans is that the public option tends to offer less coverage than a private plan will, and many clinics and doctors do not accept Medicaid. There is also a long waiting list due to rising private healthcare costs. Before you enroll in either program, be sure to investigate whether or not your pediatrician accepts a certain plan. If you are having trouble locating a good private plan since Health Care Reform passed into law, we may have an option for your child with Assurant Health, they are a leading company that will still insure kids under 19 even after Reform passed. To view available plans in your area, request your quote today.
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Child Only Health Insurance Vermont – Affordable Plans
Posted on August 28, 2011 by Mark
Whether you reside in Montpelier, Burlington, or other more remote areas of Vermont, when it comes to choosing a valid healthcare plan for your children you want to be sure to find something both comprehensive and affordable. A good option is child only health insurance Vermont. This is a way to ensure that your children are well covered, so that when they catch normal childhood diseases or have accidents on the playground you will be able to take them to the doctor without fear of exorbitant fees.
However, the differences in rates can be quite extreme when you are looking at child only health insurance Vermont. One reason for this is that recent healthcare reform now dictates that health insurance providers are not allowed to reject any applications based on preexisting conditions. This means that some will charge all children a higher rate, while others will charge those with certain conditions higher rates than others. To get around this, even if your child has preexisting medical conditions, it is a good idea to ask for price quotes first and then compare and contrast these to find the best rates for your individual situation. This can be achieved online or with the help of our agents. You may be finding it difficult today to find options, the good news is we are still offering plans with Assurant Health, they are an A rated company that will still insure kids under age 19 even after Reform, request a quote today to determined if there plans are right for your child.
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Child Only Health Insurance South Carolina – Affordable Plans
Posted on August 28, 2011 by Mark
An affordable way to provide health insurance for your child, a child only health insurance policy is geared towards the types of services that children need. In the Atlantic coast state of South Carolina, there are a few different businesses that provide this type of policy. However, if you are in need of child only health insurance South Carolina, it is important to conduct a little bit of research first to make the best decision for your family. One thing to keep in mind is that many providers will only allow you to enroll in this type of healthcare plan during their open enrollment periods, which happen each year, unless you are not part of a state or group plan.
The main reasoning behind having open enrollment periods is that it prevents parents from putting off purchasing health insurance until their child actually gets sick, and lowers costs for the provider. It can be confusing for those who are interested in child only health insurance South Carolina, however, so in order to choose the best plan you will need to investigate which open enrollment periods are coming up. There may be exceptions to these rules, such as when you lose your family health insurance, Medicaid, or go through a divorce. No matter what your situation is, we have plans with Assurant Health that can be purchased at any time, no enrollment period! Request your quote today to see the options in your state.
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Child Only Health Insurance Oregon – Cheap Plans
Posted on August 28, 2011 by Mark
Residents of Oregon from Portland to Medford may find that they are struggling to find a family health insurance policy that covers all the territory that they need. With rising health care costs throughout the nation, it can be difficult to find a plan that effectively covers the needs of your children as well as yourself. One way to break these needs up is to consider child only health insurance Oregon. There aren’t many plans offered that are specifically designed for children due to health care reform, however Assurant Health is worth looking into.
Assurant Health has officially become the leading provider for child only health insurance in Oregon. They have created options with affordability in mind while providing benefits for all the areas that concern you. They are meant to cover basic costs such as routine checkups, visits to the pediatrician, vaccinations, and emergency room visits that are typical expenses for healthy children. Be sure to compare and contrast the various benefits offered in each plan so that you can be sure to get the right fit for your children. You can request price quotes online today by clicking the “Request a Quote” button above. If you have questions or concerns or would like to enroll please call us at 1.888.414.4547. We look forward to serving you family needs.
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Child Only Health Insurance North Carolina – Affordable Options
Posted on August 28, 2011 by Mark
An Appalachian state on the East Coast, North Carolina is known for its stunning natural beauty and the laid back appeal of towns such as Boone. Residents that have chosen this state to raise a family may need to look into state laws for their health insurance needs. One trend that many families are now considering instead of family plans is child only health insurance North Carolina. Because there is such a high nationwide unemployment rate at the moment, many families do not have access to the group plans that they had in the past. It is still important to insure children, however, while you look for a family plan in the future.
There are several tips that you can follow to get the best rates on child only health insurance North Carolina. To get started, you can request several price quotes online right here. We will be able to best steer you in the direction of the type of policy that will work for you. By comparing rates, you can shop around to find the best deal for the needs of your children. Be sure to compare all options in terms of benefits as well as price, however, to keep your children protected. If you have found it challenging to find a policy for your child since Health Care Reform passed, the good news is we have options available with Assurant Health, get started today by requesting a quote to view there plans in your state.
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