Why Choose GoBlue?
GoBlue is a limited benefit plan, offers protection for as little as $1 a day! Plus, there are NO medical tests required and NO health questions to answer when you apply. Acceptance is Guaranteed!
| Plan 90 | Plan 91 | |
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| Office Services, Convenient Care Centers | ||
| Includes coverage for services such as: Sick visits, routine preventive care for adults and children, allergy testing and injections, outpatient surgery In- or Out-of-Network |
Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
| Preventive Care | ||
| Mammograms (including Independent Diagnostic Testing Facility (IDTF) or outpatient hospital) In- or Out-of-Network |
Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
| Osteoporosis screening, diagnosis and treatment (including IDTF or outpatient hospital) In- or Out-of-Network |
Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
| Diabetes Outpatient Self Management (including outpatient hospital) In- or Out-of-Network |
Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
| Prescription Drug Program | ||
| Prescription Drugs (Generic & Brand) In- or Out-of-Network |
Plan pays $5 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $15 or the Allowed Amount (whichever is lower) and and you the balance |
| Urgent Care Centers | ||
| In- or Out-of-Network | Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
| Independent Clinical Lab | ||
| In-Network Out-of-Network |
Plan pays 100%, and the member pays $0. Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance |
Plan pays 100%, and and you $0. Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
| Dental Coverage | ||
| Preventive and Basic Dental Services Includes coverage for services such as routine oral exams and cleanings 2 times/yr, bitewing x-rays once/yr, and fluoride for children 2 times/yr. Plus, complete mouth or panoramic x-ray once in 36 months, repair of broken dentures, fillings, routine tooth extractions, sealants for children. In- or Out-of-Network |
Plan pays $50 or the Allowed Amount (whichever is lower) and the member pays the balance | Plan pays $50 or the Allowed Amount (whichever is lower) and and you the balance |
GoBlue is a limited benefit plan that has limitations and exclusions. NetworkBlue is one of our Preferred Provider Networks made up of independent hospitals, physicians and ancillary providers. This Benefit Summary is only a partial description of the many benefits and services provided or authorized by Blue Cross and Blue Shield of Florida, Inc., an independent licensee of the Blue Cross and Blue Shield Association. This does not constitute a Contract. For complete details, including a complete description of benefits and exclusions, please refer to the GoBlue Limited Benefit Plan for Individuals Under 65 Non-Group Contract. |
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Blue Cross Blue Shield of Florida - Go Blue Plan 90 & 91
To get started with the process of finding out more about GoBlue plans, all you must do is put in a request for information online. Everyone is potentially preapproved for this type of plan, so the signup process is meant to be as simplified and streamlined as possible. With the help of the professionals at Blue Cross Blue Shield of Florida or one of the insurance outlets that also helps vend these plans, your questions or concerns can be answered quickly and easily.
Some of the most frequently asked questions about GoBlue plans include more details about what exactly is covered. Emergency room care is one aspect of health care that is covered by all of the plans, as are regular visits to the doctor. Dental care is also another feature of this plan offered by Blue Cross Blue Shield of Florida, which is unique. Other health insurance plans that are this basic do not always have the dental option. Because dental health is so closely tied to other facets of preventive medicine, this is something that is extremely important to think about. In addition, generic prescription medications are also a feature that is included.
There may be different insurance needs for different age group or this could also depend on the size of your family and what their health care needs may be. For the most comprehensive plan, be sure to think about the number of visits to the doctor that you tend to make each year, and find a plan that will support this. The GoBlue plans tend to work on a system of unlimited visits, as long as you are operating within the overall network that is provided by Blue Cross Blue Shield of Florida.
Those who are in need of more specialty care will then have to pay a bit extra for it, in many cases. Although the GoBlue plans will provide some level of coverage for you to go see a specialist, this may not fall under the blanket category of preventive care that is such a staple of the program. For more details about this and to discover whether your specialist is part of an approved network, it is a good idea to speak to the experts at Blue Cross Blue Shield Florida for more advice. Comparing these plans is relatively simple, as the coverage varies only slightly, making signing up a far less complicated process than some other insurance companies make it.
