Affordable Health Insurance for Children Only
Posted on September 18, 2011 by Mark
Health insurance for children only is not as readily available as it used to be. The healthcare reform bill has put many companies in a place where they can’t write policies for child-only health coverage without a parent or guardian listed as an insured on the form with them. The new legislation requires that health insurance is given to children of all backgrounds as long as they are under the age of 19, regardless of their medical conditions or state of health. Therefore, many insurance carriers now want parents on the form to offer a way to help with the expense that often comes from covering someone without question.
The good news is that with Assurant Health insurance products, however, people can still get health insurance for children only. Most notably, they are good for health and dental insurance and now offer accident, depending on where you live and the type of policy that you obtain. Additionally, they will work for well care or periodic checkups and offer coverage up t0 $3 million lifetime maximum for hospitalization. They typically have 3 plans to choose from ranging from as little as $50 per month for the basic plan and around $140 per month for the richer plans.
The great thing with Assurant Health is they are one of the only companies that stepped and made there plans available when most other companies have left the market and they have an A rating and have been in businesses over 100 years. This type of coverage does make it possible for you to get health insurance for children only, which is important now because there are very few options for this type of coverage anymore. This is a good fixed benefit medical plan, and it works because children can be accepted by themselves without a parent on the plan. However, if the child needs better insurance coverage or has pre-existing conditions, it might be worth it to explore other insurance options and figure out exactly what they can get out of different policies where the parents might be included.
Make sure that you take the time to explore all of the different options that you have, figure out exactly what type of insurance protection you need and we are here to help you find the right plan, and do whatever it takes to provide that for your child. If that means getting a policy with yourself included, that might be the only option that you have. Otherwise, you do have a few great plan options with Assurant Health. As we all know, protection for your child and not having insurance is simply not an option with these young lives that often need a lot more medical care than you might realize. We are offering Child Only Health Insurance with Assurant Health, they are leading company that will still offer policies for kids under 19 on there own policies! Get started today by “requesting a quote”.